Lori Hearn

Welcome! I'm Lori Hearn, your local State Farm agent in Hattiesburg, Mississippi. As a second-generation State Farm agent, I am proud to continue a family tradition built on service and integrity. After earning my Bachelor of Science in Civil Engineering from Louisiana State University-Baton Rouge, I chose to dedicate my career to serving individuals, families, and businesses throughout South Mississippi and the Pine Belt area. We are committed to helping you understand your insurance options and providing personalized service for your Auto, Home, Life, and Business insurance needs.

Stop by, give us a call, or connect with us online. We're here to help.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Lori works with Hattiesburg residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Lori for insurance guidance in Hattiesburg.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Hattiesburg, you can count on Lori for personalized service.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Lori, your local State Farm agent in Hattiesburg, MS, is here to help.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Lori is here to help your Hattiesburg household feel covered.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Looking for coverage? Talk with Lori about your options in Hattiesburg.